Other Benefit Programs For Disabilities
In addition to Social Security Disability or Supplemental Security Income benefits, an injured person may be eligible to collect other benefits based on their qualifications. To see how these additional benefit payments may affect your Social Security Disability/Supplemental Security Income benefits, click on one of the options below.
- Workers’ Compensation Benefits
- Unemployment Compensation
- Long-Term Disability Insurance
- Private Insurance/Pension Plans
- Assistance Programs
- Public Disability Payments
- Social Security Retirement Benefits
Workers’ Compensation Benefits
Generally, you can receive both Workers’ Compensation and Social Security Disability benefits.
However, if you are receiving Workers’ Compensation, the payments you receive from Social Security Disability will be reduced by the Workers’ Compensation benefits. Your Social Security Disability benefit will be reduced so that the combined amount of the Social Security benefit you and your family receive plus your Workers’ Compensation payment do not exceed 80% of your average current earnings. If your Workers’ Compensation payment stops, your Social Security Disability benefit will usually increase.
If you are receiving Workers’ Compensation, you will probably not be eligible to receive Supplemental Security Income benefits. The only way for your eligibility to be determined is by contacting the Social Security Administration.
Unemployment Compensation
If you receive Unemployment Compensation while your claim for Social Security Disability or Supplemental Security Income benefits is pending, and your claim is approved, your retroactive Social Security Disability or Supplemental Security Income benefits will be reduced for the period of time you were collecting unemployment compensation.
Unemployment is defined by Social Security as “I am capable of working, I just can’t find a job.” Remember, in order to be successful in your claim to for Social Security Disability or Supplemental Security Income benefits, it must be determined that your condition prevents you from working in any capacity and that you’re not currently seeking employment.
Long-Term Disability Insurance
If you are receiving Long-Term Disability payments from your employer and you are approved for Social Security Disability, your Long-Term Disability benefits may be reduced. As insurance policies tend to vary, you should contact your Long-Term Disability carrier for more information about your particular policy.
Private Insurance/Pension Plans
Your eligibility for Social Security Disability payments is not affected by any private insurance you may have, such as a company pension or 401k plan.
Assistance Programs
You can receive benefits from an assistance program while your claim for Social Security benefits is pending. If you are approved for Social Security benefits, your benefits from the assistance program will cease once you start receiving your Social Security benefits. Contact your local assistance department for more information regarding reimbursement issues.
Public Disability Payments
Public disability payments that may affect your Social Security benefits are those paid under a federal, state, or local government law or plan that pays for conditions that are not job-related. They differ from Workers’ Compensation because the disability that the worker has may not be job-related. Examples of public disability payments are civil service disability benefits, military benefits, state temporary benefits, and state or local government retirement benefits which are based on disability.
Your Social Security Disability benefit will be reduced so that the combined amount of the Social Security benefit you and your family receive, plus the public disability payment received, does not exceed 80% of your average current earnings.
Social Security Retirement Benefits
If you were receiving Social Security Disability benefits and you now qualify for Social Security Retirement benefits, your benefits are switched over to the retirement benefits.
In certain cases, depending on your earnings, you could receive a Supplemental Security Income check in addition to your retirement check. The only way for this to be determined is by contacting the Social Security Administration.
Injured and unable to work? Put our experience to work for you
It is important to know your legal rights if you are injured and unable to work. Our attorneys have been helping injury victims for over 25 years. We have represented over 30,000 people and have answered 350,000 injury-related questions. Let us put this experience to work for you.
Free Legal Evaluation
If you are injured, unable to work, and have been denied social security disability benefits, you should contact our law firm for a free consultation on your rights to collect benefits by:
- Filling out a simple online form so we can evaluate your claim
- Calling toll free 1-866-867-9914. Our phones answer 24 hours a day/7 days a week
It won't cost you a dime to have our staff take a look at your claim. We will listen to what you have to say and will let you know what options you have based on what you have shared. It's free and there's no further obligation. And, as always, there is never a fee unless we get money for you.
